Austin, TX · Single-family rental
Austin TX Single-Family Rental Example
A single-family rental example in Austin, Texas with estimated returns under current market assumptions.
Estimated deal metrics
Monthly cash flow
-$312/mo
After all expenses + mortgage
Cap rate
3.4%
Net operating income / price
Cash-on-cash return
-2.6%
Annual cash / equity invested
DSCR
0.82
Income / mortgage payment
Assumptions used in this example
| Assumption | Value |
|---|---|
| Purchase price | $485,000 |
| Monthly rent | $2,195/mo |
| Down payment | 25% |
| Interest rate | 6.5% |
| Loan term | 30 years |
| Vacancy allowance | 7% |
| Property management | 10% |
| Maintenance | 5% |
| CapEx reserve | 5% |
| Annual property taxes | $9,700 |
| Annual insurance | $2,200 |
Risk factors to consider
- Austin has high property taxes — confirm the current tax assessment for the specific property.
- Cash flow is negative under these assumptions — review whether appreciation or rent growth offsets the deficit.
- HOA fees are not included — verify before relying on this analysis.
- Interest rate changes significantly affect cash flow — model multiple rate scenarios.
Frequently asked questions
- What does this example Single-family rental analysis show?
- This example models a Single-family rental in Austin, TX using standard investor assumptions. It shows estimated monthly cash flow of -$312, a cap rate of 3.4%, and a cash-on-cash return of -2.6%.
- Are these real deal numbers?
- No — this is an illustrative example using market-representative assumptions. The numbers are estimates intended to demonstrate how DealPrism models a deal. Actual returns depend on the specific property, financing terms, and local market conditions.
- How do I run this analysis on my own deal?
- Sign in to DealPrism and enter your own numbers — purchase price, rent, financing, and expense assumptions. You will get the same metrics instantly, tailored to your specific deal.
- What is DSCR and why does it matter?
- DSCR (Debt Service Coverage Ratio) measures how many times rental income covers the mortgage payment. This example shows a DSCR of 0.82. Lenders typically require a minimum of 1.20–1.25 for investment property loans. Below 1.0 means income does not cover the mortgage.
Analyze your own deal
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Analyze your own deal — freeResults are based on user-entered assumptions. Values may vary by property, location, and market conditions. Review all assumptions before making investment decisions.