Free deal analysis tool
Real Estate Deal Analyzer
Enter any property address or type in your numbers. Get estimated cash flow, cap rate, DSCR, and risk signals in seconds — no spreadsheet required.
Example deal metrics
Here is how a $350,000 single-family rental with 25% down and $2,000/month rent might look under standard assumptions.
Monthly cash flow
$142
After all expenses
Cap rate
5.8%
Net operating income / price
Cash-on-cash
4.7%
Annual cash / equity invested
DSCR
1.12
Income coverage ratio
Gross yield
6.9%
Annual rent / purchase price
Down payment
$87,500
At 25% down
What the analyzer calculates
- Cash flow — Monthly and annual net income after mortgage, taxes, insurance, vacancy, management, maintenance, and CapEx.
- Cap rate — Net operating income divided by purchase price, independent of financing.
- Cash-on-cash return — Annual cash flow divided by total cash invested, including down payment and closing costs.
- DSCR — Debt service coverage ratio: how many times rental income covers the mortgage payment.
- Risk signals — Flags for negative cash flow, DSCR below 1.0, high expense ratios, and other red flags.
- Scenario comparison — Save multiple rent or financing scenarios and compare them side by side.
How it works
- Enter a property address or paste in your own numbers.
- Review pre-filled market assumptions — adjust any to match your deal.
- Instantly see cash flow, cap rate, DSCR, and risk signals.
- Save the analysis to revisit the assumptions and results later.
Frequently asked questions
- What does a real estate deal analyzer calculate?
- A deal analyzer estimates key investment metrics from your inputs: monthly cash flow, cap rate, cash-on-cash return, DSCR, and gross yield. It also surfaces risk signals like tight DSCR or negative cash flow so you can evaluate deals before committing.
- Is DealPrism free to use?
- Yes. You can analyze a deal and see all metrics — including cash flow, cap rate, and DSCR — without creating an account. Saving deals and accessing advanced features requires a free account.
- What inputs do I need to analyze a deal?
- At minimum: purchase price, down payment, interest rate, loan term, and expected monthly rent. DealPrism also uses vacancy rate, property management fee, maintenance, CapEx reserve, taxes, and insurance to compute accurate net operating income.
- How accurate are the results?
- Results reflect the assumptions you enter. DealPrism uses standard industry formulas — the same ones used by professional underwriters. Accuracy depends on how closely your inputs match actual market conditions.
- What is a good cash-on-cash return for a rental property?
- Most investors target 6–10% cash-on-cash return, though this varies by market and risk tolerance. High-appreciation markets often trade lower cash-on-cash for long-term equity growth.
- Can I model multiple scenarios for the same property?
- Yes. DealPrism lets you save a deal and create named scenarios — for example, comparing optimistic vs. conservative rent estimates or different financing structures — side by side.
Analyze your deal now
Free to use. No credit card required. See all key metrics for any rental property in under two minutes.
Analyze your own deal — freeResults are based on user-entered assumptions. Values may vary by property, location, and market conditions. Review all assumptions before making investment decisions.