Cleveland, OH · Duplex
Cleveland OH Duplex Cash Flow Example
A duplex example analysis in Cleveland, Ohio showing estimated cash flow, cap rate, and returns under standard investor assumptions.
Estimated deal metrics
Monthly cash flow
+$187/mo
After all expenses + mortgage
Cap rate
8.9%
Net operating income / price
Cash-on-cash return
6.4%
Annual cash / equity invested
DSCR
1.18
Income / mortgage payment
Assumptions used in this example
| Assumption | Value |
|---|---|
| Purchase price | $185,000 |
| Monthly rent | $2,100/mo |
| Down payment | 25% |
| Interest rate | 6.5% |
| Loan term | 30 years |
| Vacancy allowance | 9% |
| Property management | 10% |
| Maintenance | 7% |
| CapEx reserve | 5% |
| Annual property taxes | $3,700 |
| Annual insurance | $1,600 |
Risk factors to consider
- Cleveland vacancy rates can vary significantly by neighborhood — verify local comps.
- Duplex properties may require landlord-specific insurance riders.
- Older housing stock may carry higher maintenance and CapEx costs than modeled.
- Rent levels shown are estimated — verify with a local property manager.
Frequently asked questions
- What does this example Duplex analysis show?
- This example models a Duplex in Cleveland, OH using standard investor assumptions. It shows estimated monthly cash flow of $187, a cap rate of 8.9%, and a cash-on-cash return of 6.4%.
- Are these real deal numbers?
- No — this is an illustrative example using market-representative assumptions. The numbers are estimates intended to demonstrate how DealPrism models a deal. Actual returns depend on the specific property, financing terms, and local market conditions.
- How do I run this analysis on my own deal?
- Sign in to DealPrism and enter your own numbers — purchase price, rent, financing, and expense assumptions. You will get the same metrics instantly, tailored to your specific deal.
- What is DSCR and why does it matter?
- DSCR (Debt Service Coverage Ratio) measures how many times rental income covers the mortgage payment. This example shows a DSCR of 1.18. Lenders typically require a minimum of 1.20–1.25 for investment property loans. Below 1.0 means income does not cover the mortgage.
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