Indianapolis, IN · BRRRR example
Indianapolis IN BRRRR Example
A BRRRR strategy example in Indianapolis, Indiana with estimated refinance proceeds, equity, and cash flow under standard assumptions.
Estimated deal metrics
Monthly cash flow
+$285/mo
After all expenses + mortgage
Cap rate
7.6%
Net operating income / price
Cash-on-cash return
9.4%
Annual cash / equity invested
DSCR
1.00
Income / mortgage payment
Assumptions used in this example
| Assumption | Value |
|---|---|
| Purchase price | $145,000 |
| Monthly rent | $1,350/mo |
| Down payment | 100% |
| Interest rate | 6.5% |
| Loan term | 30 years |
| Vacancy allowance | 8% |
| Property management | 10% |
| Maintenance | 5% |
| CapEx reserve | 5% |
| Annual property taxes | $2,900 |
| Annual insurance | $1,100 |
Risk factors to consider
- BRRRR outcomes depend on post-rehab appraised value — have an independent appraisal before refinancing.
- Cash-out refinance proceeds vary by lender; confirm LTV limits with your lender.
- Holding costs during rehab are not included in this model.
- Refinance closing costs will reduce effective returns.
Frequently asked questions
- What does this example BRRRR example analysis show?
- This example models a BRRRR example in Indianapolis, IN using standard investor assumptions. It shows estimated monthly cash flow of $285, a cap rate of 7.6%, and a cash-on-cash return of 9.4%.
- Are these real deal numbers?
- No — this is an illustrative example using market-representative assumptions. The numbers are estimates intended to demonstrate how DealPrism models a deal. Actual returns depend on the specific property, financing terms, and local market conditions.
- How do I run this analysis on my own deal?
- Sign in to DealPrism and enter your own numbers — purchase price, rent, financing, and expense assumptions. You will get the same metrics instantly, tailored to your specific deal.
- What is DSCR and why does it matter?
- DSCR (Debt Service Coverage Ratio) measures how many times rental income covers the mortgage payment. This example shows a DSCR of 1. Lenders typically require a minimum of 1.20–1.25 for investment property loans. Below 1.0 means income does not cover the mortgage.
Analyze your own deal
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Analyze your own deal — freeResults are based on user-entered assumptions. Values may vary by property, location, and market conditions. Review all assumptions before making investment decisions.